UTI Retirement Fund
Equity, % of fund37.2%Rest 62.8%: debt, money market, cash, REIT/InvIT units and other assets, not itemised here
Top 10 stocks, % of fund17.7%as the AMC's file prints % of NAV
New2stocks, by share count
Added12stocks, by share count
Trimmed12stocks, by share count
Exited5stocks, by share count
Stocks held by month, last 12 months collected. Source: UTI Mutual Fund monthly portfolios.
| Stock | Change | Shares before | Shares now | Difference | Value |
|---|---|---|---|---|---|
| ONGC | New | — | 3.73 lakh | +3.73 lakh | ₹8.6 cr |
| DRREDDY | New | — | 28,888 | +28,888 | ₹3.3 cr |
| RELIANCE | Added | 7.23 lakh | 7.86 lakh | +63,000 | ₹100 cr |
| ITC | Added | 21.99 lakh | 22.55 lakh | +55,555 | ₹57.6 cr |
| LICI | Added | 5.81 lakh | 7.97 lakh | +2.17 lakh | ₹33.3 cr |
| VRLLOG | Added | 7.96 lakh | 7.98 lakh | +1,500 | ₹24.2 cr |
| GHCL | Added | 4.99 lakh | 5.39 lakh | +40,030 | ₹23.6 cr |
| DCMSHRIRAM | Added | 1.91 lakh | 2.01 lakh | +9,028 | ₹20.4 cr |
| GRINFRA | Added | 2.05 lakh | 2.14 lakh | +9,771 | ₹18.8 cr |
| TMCV | Added | 2.95 lakh | 3.75 lakh | +80,000 | ₹17.7 cr |
| APLLTD | Added | 1.46 lakh | 1.98 lakh | +51,739 | ₹16.5 cr |
| GICRE | Added | 4.12 lakh | 4.63 lakh | +51,430 | ₹16.4 cr |
| RAYMONDLSL | Added | 1.56 lakh | 2.06 lakh | +50,072 | ₹13.6 cr |
| NATIONALUM | Added | 2.50 lakh | 3.05 lakh | +55,000 | ₹11.6 cr |
| POWERGRID | Trimmed | 18.09 lakh | 17.54 lakh | −55,596 | ₹46.2 cr |
| BHARTIARTL | Trimmed | 2.91 lakh | 2.53 lakh | −38,855 | ₹45.8 cr |
| INDUSTOWER | Trimmed | 8.11 lakh | 7.75 lakh | −36,501 | ₹30.1 cr |
| GRASIM | Trimmed | 91,400 | 78,545 | −12,855 | ₹26.5 cr |
| AJANTPHARM | Trimmed | 72,993 | 67,295 | −5,698 | ₹24.2 cr |
| CAPLIPOINT | Trimmed | 1.02 lakh | 85,628 | −16,667 | ₹21.6 cr |
| EMAMILTD | Trimmed | 6.01 lakh | 4.82 lakh | −1.19 lakh | ₹17.5 cr |
| ICICIPRULI | Trimmed | 3.35 lakh | 3.05 lakh | −30,193 | ₹15.7 cr |
| MARUTI | Trimmed | 22,815 | 9,791 | −13,024 | ₹13.3 cr |
| FEDERALBNK | Trimmed | 5.03 lakh | 3.51 lakh | −1.52 lakh | ₹12.5 cr |
| TIPSMUSIC | Trimmed | 1.98 lakh | 1.76 lakh | −21,822 | ₹11.3 cr |
| UPL | Trimmed | 1.85 lakh | 1.63 lakh | −21,503 | ₹9.2 cr |
| COLPAL | Exited | 62,205 | — | −62,205 | ₹12.9 cr |
| RECLTD | Exited | 1.91 lakh | — | −1.91 lakh | ₹7.1 cr |
| BIOCON | Exited | 1.61 lakh | — | −1.61 lakh | ₹6.9 cr |
| MPHASIS | Exited | 1,517 | — | −1,517 | ₹0.36 cr |
| VEDPOWER | Exited | 67,777 | — | −67,777 | ₹0.23 cr |
Value: this month's market value in the AMC's file (an exit: last month's). "ISIN changed" = a split or bonus between the months; share counts are not comparable across it. Source: UTI Mutual Fund monthly portfolios.
| Sector | ||||
|---|---|---|---|---|
| ICICIBANK ICICI Bank Limited | Financial Services | 10.25 lakh | ₹149 cr | 3.17% |
| HDFCBANK HDFC Bank Limited | Financial Services | 20.59 lakh | ₹146 cr | 3.11% |
| INFY Infosys Limited | Information Technology | 8.88 lakh | ₹101 cr | 2.14% |
| RELIANCE Reliance Industries Limited | Oil, Gas & Consumable Fuels | 7.86 lakh | ₹100 cr | 2.14% |
| LT Larsen & Toubro Limited | Construction | 1.87 lakh | ₹75.5 cr | 1.61% |
| SBIN State Bank of India | Financial Services | 6.34 lakh | ₹67.2 cr | 1.43% |
| ITC ITC Limited | Fast Moving Consumer Goods | 22.55 lakh | ₹57.6 cr | 1.23% |
| POWERGRID Power Grid Corporation of India Limited | Power | 17.54 lakh | ₹46.2 cr | 0.98% |
| BHARTIARTL Bharti Airtel Limited | Telecommunication | 2.53 lakh | ₹45.8 cr | 0.97% |
| SHRIRAMFIN Shriram Finance Limited | Financial Services | 4.07 lakh | ₹45.2 cr | 0.96% |
| M&M Mahindra & Mahindra Limited | Automobile and Auto Components | 1.23 lakh | ₹40.5 cr | 0.86% |
| HCLTECH HCL Technologies Limited | Information Technology | 2.96 lakh | ₹38.9 cr | 0.83% |
| WIPRO Wipro Limited | Information Technology | 19.42 lakh | ₹35.8 cr | 0.76% |
| LICI Life Insurance Corporation Of India | Financial Services | 7.97 lakh | ₹33.3 cr | 0.71% |
| HEROMOTOCO Hero MotoCorp Limited | Automobile and Auto Components | 58,666 | ₹32.0 cr | 0.68% |
| VAML Vedanta Aluminium Metal Limited | Metals & Mining | 7.33 lakh | ₹31.9 cr | 0.68% |
| INDUSTOWER Indus Towers Limited | Telecommunication | 7.75 lakh | ₹30.1 cr | 0.64% |
| AUROPHARMA Aurobindo Pharma Limited | Healthcare | 1.65 lakh | ₹28.3 cr | 0.60% |
| NAUKRI Info Edge (India) Limited | Consumer Services | 2.11 lakh | ₹27.7 cr | 0.59% |
| GRASIM Grasim Industries Limited | Construction Materials | 78,545 | ₹26.5 cr | 0.56% |
| INDIGO InterGlobe Aviation Limited | Services | 48,849 | ₹25.6 cr | 0.54% |
| AJANTPHARM Ajanta Pharma Limited | Healthcare | 67,295 | ₹24.2 cr | 0.52% |
| VRLLOG VRL Logistics Limited | Services | 7.98 lakh | ₹24.2 cr | 0.51% |
| GHCL GHCL Limited | Chemicals | 5.39 lakh | ₹23.6 cr | 0.50% |
| NIITMTS NIIT Learning Systems Limited | Consumer Services | 9.92 lakh | ₹22.5 cr | 0.48% |
| CAPLIPOINT Caplin Point Laboratories Limited | Healthcare | 85,628 | ₹21.6 cr | 0.46% |
| DCMSHRIRAM DCM Shriram Limited | Diversified | 2.01 lakh | ₹20.4 cr | 0.43% |
| TATAPOWER Tata Power Company Limited | Power | 5.86 lakh | ₹20.3 cr | 0.43% |
| MOTILALOFS Motilal Oswal Financial Services Limited | Financial Services | 1.86 lakh | ₹19.4 cr | 0.41% |
| ABCAPITAL Aditya Birla Capital Limited | Financial Services | 4.73 lakh | ₹19.4 cr | 0.41% |
| INDUSINDBK IndusInd Bank Limited | Financial Services | 1.90 lakh | ₹19.3 cr | 0.41% |
| CROMPTON Crompton Greaves Consumer Electricals Limited | Consumer Durables | 8.12 lakh | ₹19.1 cr | 0.41% |
| SUNDARMFIN Sundaram Finance Limited | Financial Services | 41,794 | ₹19.0 cr | 0.40% |
| GRINFRA G R Infraprojects Limited | Construction | 2.14 lakh | ₹18.8 cr | 0.40% |
| TMCV Tata Motors Limited | Capital Goods | 3.75 lakh | ₹17.7 cr | 0.38% |
| EMAMILTD Emami Limited | Fast Moving Consumer Goods | 4.82 lakh | ₹17.5 cr | 0.37% |
| COALINDIA Coal India Limited | Oil, Gas & Consumable Fuels | 4.25 lakh | ₹17.1 cr | 0.36% |
| APLLTD Alembic Pharmaceuticals Limited | Healthcare | 1.98 lakh | ₹16.5 cr | 0.35% |
| GICRE General Insurance Corporation of India | Financial Services | 4.63 lakh | ₹16.4 cr | 0.35% |
| PHOENIXLTD The Phoenix Mills Limited | Realty | 85,094 | ₹16.2 cr | 0.34% |
| ICICIPRULI ICICI Prudential Life Insurance Company Limited | Financial Services | 3.05 lakh | ₹15.7 cr | 0.34% |
| MARKSANS Marksans Pharma Limited | Healthcare | 4.69 lakh | ₹15.1 cr | 0.32% |
| MFSL Max Financial Services Limited | Financial Services | 89,069 | ₹14.0 cr | 0.30% |
| RAYMONDLSL Raymond Lifestyle Limited | Textiles | 2.06 lakh | ₹13.6 cr | 0.29% |
| MARUTI Maruti Suzuki India Limited | Automobile and Auto Components | 9,791 | ₹13.3 cr | 0.28% |
| FEDERALBNK The Federal Bank Limited | Financial Services | 3.51 lakh | ₹12.5 cr | 0.27% |
| MHRIL Mahindra Holidays & Resorts India Limited | Consumer Services | 5.71 lakh | ₹12.0 cr | 0.25% |
| GESHIP The Great Eastern Shipping Company Limited | Services | 91,341 | ₹11.9 cr | 0.25% |
| NATIONALUM National Aluminium Company Limited | Metals & Mining | 3.05 lakh | ₹11.6 cr | 0.25% |
| TIPSMUSIC Tips Music Limited | Media, Entertainment & Publication | 1.76 lakh | ₹11.3 cr | 0.24% |
| JKPAPER JK Paper Limited | Forest Materials | 2.84 lakh | ₹11.3 cr | 0.24% |
| GLENMARK Glenmark Pharmaceuticals Limited | Healthcare | 45,150 | ₹11.2 cr | 0.24% |
| UPL UPL Limited | Chemicals | 1.63 lakh | ₹9.2 cr | 0.20% |
| ONGC Oil & Natural Gas Corporation Limited | Oil, Gas & Consumable Fuels | 3.73 lakh | ₹8.6 cr | 0.18% |
| SPAL S. P. Apparels Limited | Textiles | 81,397 | ₹8.5 cr | 0.18% |
| ROSSARI Rossari Biotech Limited | Chemicals | 1.43 lakh | ₹6.9 cr | 0.15% |
| DRREDDY Dr. Reddy's Laboratories Limited | Healthcare | 28,888 | ₹3.3 cr | 0.07% |
| VISL Vedanta Iron and Steel Limited | Metals & Mining | 7.33 lakh | ₹2.7 cr | 0.06% |
| EQ - INFORMATION TECHNOLOGIES (I)LT | — | 47,791 | ₹0.00 cr | 0.00% |
Equity rows as disclosed, Aug 2026. Source: UTI Mutual Fund monthly portfolio.
- Financial Services32.9%
- Information Technology10.0%
- Oil, Gas & Consumable Fuels7.2%
- Healthcare6.9%
- Construction5.4%
- Automobile and Auto Components4.9%
- Telecommunication4.3%
- Fast Moving Consumer Goods4.3%
- Power3.8%
- Consumer Services3.6%
- Services3.5%
- Metals & Mining2.6%
- Chemicals2.3%
- Construction Materials1.5%
- Textiles1.3%
- Diversified1.2%
- Consumer Durables1.1%
- Capital Goods1.0%
- Realty0.9%
- Media, Entertainment & Publication0.6%
- Forest Materials0.6%
- Not placed in a sector0.0%
AMFI's 22 sectors; one sector per stock, from the fund houses' industry labels. Source: UTI Mutual Fund monthly portfolio; AMFI.
- Large Cap67.0%
- Mid Cap17.1%
- Small Cap15.9%
- Not in AMFI's list0.0%
AMFI's list of Jun 2026. Source: UTI Mutual Fund monthly portfolio; AMFI.
| Period | Return | From | To |
|---|---|---|---|
| 1 year | +1.40 % in total | 25 Sep 2025 · NAV ₹53.5407 | 25 Sep 2026 · NAV ₹54.2925 |
| 3 years | +8.67 % a year, compounded | 25 Sep 2023 · NAV ₹42.2999 | 25 Sep 2026 · NAV ₹54.2925 |
| 5 years | +8.66 % a year, compounded | 24 Sep 2021 · NAV ₹35.8204 | 25 Sep 2026 · NAV ₹54.2925 |
| Since first NAV | +8.28 % a year, compounded | 2 Jan 2013 · NAV ₹18.2117 | 25 Sep 2026 · NAV ₹54.2925 |
Past performance may not be sustained in future.
Point-to-point change in the plan's NAV between the two dates shown, as AMFI publishes it; over a year, compounded a year. A period is shown only when a NAV exists within 7 days before its start date. Source: AMFI NAV files (plan code 120766).
Other schemes of UTI Mutual Fund (53)
A to ZUTI - Arbitrage FundUTI - BSE Sensex Next 50 Exchange Traded FundUTI - Banking and Financial Services FundUTI - Dividend Yield FundUTI - Equity Savings FundUTI - Flexi Cap Fund.UTI - Healthcare FundUTI - India Consumer FundUTI - Infrastructure FundUTI - Large Cap FundUTI - MNC FundUTI - Master Equity Plan Unit SchemeUTI - Mid Cap FundUTI - Nifty Next 50 Exchange Traded FundUTI - Nifty Next 50 Index FundUTI - Transportation and Logistics FundUTI - Unit Linked Insurance PlanUTI Aggressive Hybrid FundUTI BSE Housing Index FundUTI BSE Low Volatility Index FundUTI BSE Sensex ETFUTI BSE Sensex Index FundUTI Balanced Advantage FundUTI Children's Equity FundUTI Children's Hybrid FundUTI Conservative Hybrid FundUTI ELSS Tax Saver FundUTI Focused Fund (30 stocks)UTI Innovation FundUTI Large & Mid Cap FundUTI Multi Asset Allocation FundUTI Multi Cap FundUTI Nifty 200 Momentum 30 Index FundUTI Nifty 200 Quality 30 Index FundUTI Nifty 50 ETFUTI Nifty 50 Index FundUTI Nifty 500 Exchange Traded FundUTI Nifty 500 Index FundUTI Nifty 500 Value 50 Index FundUTI Nifty Alpha Low-Volatility 30 Index FundUTI Nifty Bank ETFUTI Nifty IT ETFUTI Nifty India Manufacturing Index FundUTI Nifty Midcap 150 Exchange Traded FundUTI Nifty Midcap 150 Index FundUTI Nifty Midcap 150 Quality 50 Index FundUTI Nifty Midsmallcap 400 Momentum Quality 100 Index FundUTI Nifty Private Bank Index FundUTI Nifty50 Equal Weight Index FundUTI Nifty500 Shariah Index FundUTI Quant FundUTI Small Cap FundUTI Value Fund