HDFC Retirement Fund - Equity Plan
Former names in the AMC's files: HDFC Retirement Savings Fund - Equity Plan
NAV, HDFC Retirement Fund - Equity Plan - Direct Plan - Growth Option₹54.217025 Sep 2026 · Source: AMFI
Equity, % of fund93.6%Rest 6.4%: debt, money market, cash, REIT/InvIT units and other assets, not itemised here
Top 10 stocks, % of fund41.2%as the AMC's file prints % of NAV
New1stocks, by share count
Added0stocks, by share count
Trimmed8stocks, by share count
Exited0stocks, by share count
Stocks held by month, last 12 months collected. Source: HDFC Mutual Fund monthly portfolios.
| Stock | Change | Shares before | Shares now | Difference | Value |
|---|---|---|---|---|---|
| POLICYBZR | New | — | 2.25 lakh | +2.25 lakh | ₹42.2 cr |
| INFY | Trimmed | 16.00 lakh | 15.00 lakh | −1.00 lakh | ₹170 cr |
| VOLTAMP | Trimmed | 60,000 | 50,000 | −10,000 | ₹54.5 cr |
| REDINGTON | Trimmed | 18.00 lakh | 15.00 lakh | −3.00 lakh | ₹53.7 cr |
| GREENPLY | Trimmed | 12.50 lakh | 10.00 lakh | −2.50 lakh | ₹29.0 cr |
| BAJAJELEC | Trimmed | 7.00 lakh | 6.38 lakh | −62,093 | ₹20.7 cr |
| GESHIP | Trimmed | 2.00 lakh | 1.38 lakh | −62,189 | ₹17.9 cr |
| SYMPHONY | Trimmed | 3.16 lakh | 2.69 lakh | −47,073 | ₹15.8 cr |
| PNCINFRA | Trimmed | 10.10 lakh | 7.85 lakh | −2.25 lakh | ₹14.8 cr |
Value: this month's market value in the AMC's file (an exit: last month's). "ISIN changed" = a split or bonus between the months; share counts are not comparable across it. Source: HDFC Mutual Fund monthly portfolios.
| Sector | ||||
|---|---|---|---|---|
| ICICIBANK ICICI Bank Limited | Financial Services | 37.00 lakh | ₹538 cr | 7.69% |
| HDFCBANK HDFC Bank Limited | Financial Services | 65.00 lakh | ₹461 cr | 6.59% |
| RELIANCE Reliance Industries Limited | Oil, Gas & Consumable Fuels | 26.00 lakh | ₹332 cr | 4.74% |
| AXISBANK Axis Bank Limited | Financial Services | 24.00 lakh | ₹312 cr | 4.46% |
| KOTAKBANK Kotak Mahindra Bank Limited | Financial Services | 70.00 lakh | ₹294 cr | 4.20% |
| MARUTI Maruti Suzuki India Limited | Automobile and Auto Components | 1.58 lakh | ₹215 cr | 3.07% |
| SBIN State Bank of India | Financial Services | 20.00 lakh | ₹212 cr | 3.03% |
| BHARTIARTL Bharti Airtel Limited | Telecommunication | 10.00 lakh | ₹181 cr | 2.59% |
| INFY Infosys Limited | Information Technology | 15.00 lakh | ₹170 cr | 2.43% |
| TCS Tata Consultancy Services Limited | Information Technology | 7.00 lakh | ₹168 cr | 2.40% |
| LT Larsen & Toubro Limited | Construction | 4.00 lakh | ₹162 cr | 2.31% |
| LALPATHLAB Dr. Lal Path Labs Ltd. | Healthcare | 7.00 lakh | ₹135 cr | 1.94% |
| HCLTECH HCL Technologies Limited | Information Technology | 10.00 lakh | ₹131 cr | 1.88% |
| INDIGO InterGlobe Aviation Limited | Services | 2.50 lakh | ₹131 cr | 1.87% |
| EICHERMOT Eicher Motors Limited | Automobile and Auto Components | 1.50 lakh | ₹119 cr | 1.70% |
| POWERGRID Power Grid Corporation of India Limited | Power | 45.00 lakh | ₹119 cr | 1.69% |
| ICICIGI ICICI Lombard General Insurance Company Limited | Financial Services | 7.00 lakh | ₹110 cr | 1.57% |
| ETERNAL ETERNAL LIMITED | Consumer Services | 30.00 lakh | ₹98.4 cr | 1.41% |
| MFSL Max Financial Services Limited | Financial Services | 6.00 lakh | ₹94.4 cr | 1.35% |
| HAVELLS Havells India Limited | Consumer Durables | 7.00 lakh | ₹87.1 cr | 1.24% |
| ALKEM Alkem Laboratories Limited | Healthcare | 1.60 lakh | ₹85.3 cr | 1.22% |
| ITC ITC Limited | Fast Moving Consumer Goods | 33.00 lakh | ₹84.3 cr | 1.20% |
| JINDALSTEL JINDAL STEEL LIMITED | Metals & Mining | 7.00 lakh | ₹83.5 cr | 1.19% |
| NTPC NTPC Limited | Power | 25.00 lakh | ₹81.8 cr | 1.17% |
| HDFCLIFE HDFC Life Insurance Company Limited | Financial Services | 15.00 lakh | ₹81.5 cr | 1.16% |
| DIVISLAB Divi's Laboratories Limited | Healthcare | 80,000 | ₹75.7 cr | 1.08% |
| CREDITACC CREDITACCESS GRAMEEN LIMITED | Financial Services | 5.50 lakh | ₹75.0 cr | 1.07% |
| UNITDSPR United Spirits Limited | Fast Moving Consumer Goods | 5.00 lakh | ₹74.5 cr | 1.06% |
| DELHIVERY Delhivery Limited | Services | 16.00 lakh | ₹73.0 cr | 1.04% |
| BAJAJ-AUTO Bajaj Auto Limited | Automobile and Auto Components | 60,000 | ₹72.8 cr | 1.04% |
| APOLLOHOSP Apollo Hospitals Enterprise Limited | Healthcare | 75,000 | ₹66.7 cr | 0.95% |
| HYUNDAI Hyundai Motor India Limited | Automobile and Auto Components | 3.00 lakh | ₹66.2 cr | 0.95% |
| TATASTEEL Tata Steel Limited | Metals & Mining | 35.00 lakh | ₹64.5 cr | 0.92% |
| CRISIL Crisil Limited | Financial Services | 1.30 lakh | ₹62.7 cr | 0.90% |
| HINDPETRO Hindustan Petroleum Corporation Limited | Oil, Gas & Consumable Fuels | 17.00 lakh | ₹62.2 cr | 0.89% |
| PVRINOX PVR INOX Limited | Media, Entertainment & Publication | 5.00 lakh | ₹60.4 cr | 0.86% |
| TCI Transport Corporation of India Limited | Services | 6.79 lakh | ₹59.0 cr | 0.84% |
| BALKRISIND Balkrishna Industries Limited | Automobile and Auto Components | 2.50 lakh | ₹57.0 cr | 0.81% |
| KPIL Kalpataru Projects International Limited | Construction | 4.00 lakh | ₹56.0 cr | 0.80% |
| VOLTAMP Voltamp Transformers Limited | Capital Goods | 50,000 | ₹54.5 cr | 0.78% |
| CHALET Chalet Hotels Limited | Consumer Services | 6.00 lakh | ₹54.2 cr | 0.78% |
| REDINGTON Redington Limited | Services | 15.00 lakh | ₹53.7 cr | 0.77% |
| CIPLA Cipla Limited | Healthcare | 3.75 lakh | ₹52.8 cr | 0.76% |
| GLAND Gland Pharma Limited | Healthcare | 1.75 lakh | ₹50.5 cr | 0.72% |
| GODREJCP Godrej Consumer Products Limited | Fast Moving Consumer Goods | 5.50 lakh | ₹49.6 cr | 0.71% |
| BLUEDART Blue Dart Express Limited | Services | 1.00 lakh | ₹49.2 cr | 0.70% |
| LUPIN Lupin Limited | Healthcare | 2.25 lakh | ₹49.2 cr | 0.70% |
| PRESTIGE Prestige Estates Projects Limited | Realty | 3.00 lakh | ₹49.0 cr | 0.70% |
| RAMCOCEM The Ramco Cements Limited | Construction Materials | 5.50 lakh | ₹48.4 cr | 0.69% |
| JSWDULUX JSW Dulux Limited | Consumer Durables | 1.50 lakh | ₹47.5 cr | 0.68% |
| STARHEALTH Star Health and Allied Insurance Company Limited | Financial Services | 7.50 lakh | ₹42.6 cr | 0.61% |
| POLICYBZR PB Fintech Limited | Financial Services | 2.25 lakh | ₹42.2 cr | 0.60% |
| TIMKEN Timken India Limited | Capital Goods | 1.21 lakh | ₹38.2 cr | 0.55% |
| GATEWAY Gateway Distriparks Limited | Services | 70.00 lakh | ₹37.7 cr | 0.54% |
| ZENSARTECH Zensar Technologies Limited | Information Technology | 8.00 lakh | ₹36.8 cr | 0.53% |
| GNA GNA Axles Limited | Automobile and Auto Components | 6.75 lakh | ₹36.4 cr | 0.52% |
| CHAMBLFERT Chambal Fertilizers & Chemicals Limited | Chemicals | 8.50 lakh | ₹34.8 cr | 0.50% |
| VRLLOG VRL Logistics Limited | Services | 11.20 lakh | ₹34.0 cr | 0.49% |
| SKFINDUS SKF India (Industrial) Limited | Capital Goods | 1.12 lakh | ₹33.4 cr | 0.48% |
| EQUITASBNK Equitas Small Finance Bank Limited | Financial Services | 40.00 lakh | ₹29.6 cr | 0.42% |
| GREENPLY Greenply Industries Limited | Consumer Durables | 10.00 lakh | ₹29.0 cr | 0.41% |
| GUJENERGY GUJARAT ENERGY LIMITED | Oil, Gas & Consumable Fuels | 11.54 lakh | ₹28.6 cr | 0.41% |
| ANUP The Anup Engineering Limited | Capital Goods | 1.59 lakh | ₹28.5 cr | 0.41% |
| FINPIPE Finolex Industries Limited | Capital Goods | 18.00 lakh | ₹28.4 cr | 0.41% |
| TNPL Tamil Nadu Newsprint & Papers Limited | Forest Materials | 16.00 lakh | ₹22.5 cr | 0.32% |
| BAJAJELEC Bajaj Electricals Limited | Consumer Durables | 6.38 lakh | ₹20.7 cr | 0.30% |
| GESHIP The Great Eastern Shipping Company Limited | Services | 1.38 lakh | ₹17.9 cr | 0.26% |
| SYMPHONY Symphony Limited | Consumer Durables | 2.69 lakh | ₹15.8 cr | 0.23% |
| PNCINFRA PNC Infratech Limited | Construction | 7.85 lakh | ₹14.8 cr | 0.21% |
| GSPL Transmission Limited** | Oil, Gas & Consumable Fuels | 3.85 lakh | ₹5.8 cr | 0.08% |
Equity rows as disclosed, Aug 2026. Source: HDFC Mutual Fund monthly portfolio.
- Financial Services36.0%
- Automobile and Auto Components8.6%
- Healthcare7.9%
- Information Technology7.7%
- Services7.0%
- Oil, Gas & Consumable Fuels6.5%
- Construction3.6%
- Fast Moving Consumer Goods3.2%
- Power3.1%
- Consumer Durables3.1%
- Capital Goods2.8%
- Telecommunication2.8%
- Consumer Services2.3%
- Metals & Mining2.3%
- Media, Entertainment & Publication0.9%
- Realty0.7%
- Construction Materials0.7%
- Chemicals0.5%
- Forest Materials0.3%
AMFI's 22 sectors; one sector per stock, from the fund houses' industry labels. Source: HDFC Mutual Fund monthly portfolio; AMFI.
- Large Cap67.5%
- Small Cap21.5%
- Mid Cap10.9%
- Not in AMFI's list0.1%
AMFI's list of Jun 2026. Source: HDFC Mutual Fund monthly portfolio; AMFI.
| Period | Return | From | To |
|---|---|---|---|
| 1 year | −5.48 % in total | 25 Sep 2025 · NAV ₹57.3590 | 25 Sep 2026 · NAV ₹54.2170 |
| 3 years | +9.09 % a year, compounded | 25 Sep 2023 · NAV ₹41.7540 | 25 Sep 2026 · NAV ₹54.2170 |
| 5 years | +11.54 % a year, compounded | 24 Sep 2021 · NAV ₹31.3820 | 25 Sep 2026 · NAV ₹54.2170 |
| Since first NAV | +17.32 % a year, compounded | 26 Feb 2016 · NAV ₹9.9970 | 25 Sep 2026 · NAV ₹54.2170 |
Past performance may not be sustained in future.
Point-to-point change in the plan's NAV between the two dates shown, as AMFI publishes it; over a year, compounded a year. A period is shown only when a NAV exists within 7 days before its start date. Source: AMFI NAV files (plan code 136094).
Other schemes of HDFC Mutual Fund (68)
A to ZHDFC Aggressive Hybrid FundHDFC Arbitrage FundHDFC BSE 500 ETFHDFC BSE 500 Index FundHDFC BSE India Sector Leaders Index FundHDFC BSE Sensex ETFHDFC BSE Sensex Index FundHDFC Balanced Advantage FundHDFC Banking & Financial Services FundHDFC Business Cycle FundHDFC Children's FundHDFC Conservative Hybrid FundHDFC Consumption FundHDFC DIVIDEND YIELD FUNDHDFC Defence FundHDFC ELSS - Tax Saver FundHDFC Equity Savings FundHDFC Flexi Cap FundHDFC Focused FundHDFC Housing Opportunities FundHDFC INNOVATION FUNDHDFC Infrastructure FundHDFC Large & Mid Cap FundHDFC Large Cap FundHDFC MNC FundHDFC Manufacturing FundHDFC Mid Cap FundHDFC Multi Asset Allocation FundHDFC Multi Cap FundHDFC NIFTY 100 ETFHDFC NIFTY 100 Equal Weight Index FundHDFC NIFTY 100 Index FundHDFC NIFTY 50 ETFHDFC NIFTY BANK ETFHDFC NIFTY GROWTH SECTORS 15 ETFHDFC NIFTY IT ETFHDFC NIFTY LargeMidcap 250 Index FundHDFC NIFTY Midcap 150 ETFHDFC NIFTY Midcap 150 Index FundHDFC NIFTY NEXT 50 ETFHDFC NIFTY Next 50 index FundHDFC NIFTY PSU BANK ETFHDFC NIFTY Private Bank ETFHDFC NIFTY Realty Index FundHDFC NIFTY Smallcap 250 ETFHDFC NIFTY Smallcap 250 Index FundHDFC NIFTY100 Low Volatility 30 ETFHDFC NIFTY100 Low Volatility 30 Index FundHDFC NIFTY100 QUALITY 30 ETFHDFC NIFTY200 MOMENTUM 30 ETFHDFC NIFTY200 Momentum 30 Index FundHDFC NIFTY50 Equal Weight Index FundHDFC NIFTY50 VALUE 20 ETFHDFC NIFTY500 Multicap 50:25:25 Index FundHDFC Nifty 50 Index FundHDFC Nifty Auto Index FundHDFC Nifty India Consumption Index FundHDFC Nifty India Digital Index FundHDFC Nifty Metal ETFHDFC Nifty Top 20 Equal Weight Index FundHDFC Nifty100 Quality 30 Index FundHDFC Pharma and Healthcare FundHDFC Retirement Fund - Hybrid-Debt PlanHDFC Retirement Fund - Hybrid-Equity PlanHDFC Small Cap FundHDFC Technology FundHDFC Transportation and Logistics FundHDFC Value Fund